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Information on Savings Product Change from PermataTabungan Bebas to PermataBebas

Dec 01, 2023
3 Menit

Effective from 1 February 2024 gradually, there will be a change for the name of the PermataTabungan Bebas savings product into PermataBebas, along with corresponding adjustment to product features and/or terms, as follows:

  Current Effective 1 February 2024 Remarks
Savings Product Name PermataTabungan Bebas PermataBebas Change
Currency Option

IDR

IDR, USD, SGD, AUD, EUR, GBP, NZD CAD, HKD, JPY, CNY, CHF and THB.

During this change, Customer will only have one main currency of IDR (no change).

However, Customer can easily add up to 10 foreign currencies, using a single PermataBebas account number, on PermataMobile X or the nearest PermataBank branch.

Change
Initial Deposit IDR 250K IDR 250K No change
Minimum Deposit IDR 100K IDR 100K No change
Administration Fee per Month
  • Free if average balance on IDR account on previous month is ≥ IDR 5 mio. 
  • A fee of IDR 17,500 applies for average balance < IDR 5 mio.
  • Free if average balance in IDR account on previous month is ≥ IDR 5 mio. 
  • A fee of IDR 17,500 applies for average balance < IDR 5 mio.
No change
Card Fee Free of charge Free of charge Change
Account Closing Fee IDR 100K on IDR account IDR 100K on IDR account No change
Interest Rate IDR IDR Currency:
  • < IDR 1 mio = 0.00% p.a.
  • IDR 1 mio - < IDR 500 mio = 0.25% p.a.
  • IDR 500 mio - < IDR 1 bio = 0.50% p.a.
  • ≥ IDR 1 bio = 1.50% p.a.
IDR Currency:
  • < IDR 5 mio = 0.00% p.a.
  • IDR 5 mio - < IDR 500 mio = 0.25% p.a.
  • IDR 500 mio - < IDR 1 bio = 0.50% p.a.
  • ≥ IDR 1 bio = 1.00% p.a.
Change
Interest Rate USD

 

Currency USD:

  • <= USD 5K = 0.00% p.a.
  • > USD 5K = 0.125% p.a.
Change
Interest Rate SGD

 

Currency SGD

  • <= SGD 10K = 0.00% p.a.
  • > SGD 10K = 0.125%
Change
Interest Rate EUR, GBP, AUD, NZD, CAD, HKD, JPY, CNY, CHF, and THB

 

EUR, GBP, AUD, NZD, CAD, HKD, JPY, CNY, CHF, THB Currency

  • > 0 = 0.00% p.a.
Change
Cash Withdrawal at Other Banks Free of charge without any condition. Free of charge for up to 30 transactions per month if the balance before the transaction is below IDR 5 mio in IDR through ATMs worldwide, via the ALTO, Prima, ATM Bersama, and Visa networks. Change
Transfer Fee to Other Bank Domestic via PermataATM and PermataNet

Subject to applicable fees:

  • BI Fast: Free if balance before transaction ≥ IDR 5 mio or IDR 2.5K.
  • Online: Free if balance before transaction ≥ IDR 5 mio or IDR 7.5K.
  • SKN/LLG: IDR 2.9K.
  • RTGS: IDR 25K.

Subject to applicable fees:

  • BI Fast: IDR 2.5K.
  • Online: IDR 7.5K.
  • SKN/LLG: IDR 2.9K.
  • RTGS: IDR 25K.
Change
Other Program 5% cashback for groceries and gasoline transactions using PermataBebas, up to IDR 500K every month, with the following conditions:
  • Average balance in transaction month is IDR 5 mio - < IDR 15 mio: max. cashback of IDR 200K/month.
  • Average balance in transaction month ≥ IDR 15 mio: max. cashback of IDR 500K/month.
Purchase transactions made using the PermataDebit Plus card.

5% cashback for groceries and gasoline transactions using PermataBebas, up to IDR 500K every month, with the following conditions:

  • Average balance in transaction month is IDR 5 mio - < IDR 15 mio: max. cashback of IDR 200K/month.
  • Average balance in transaction month is ≥ IDR 15 mio: max. cashback of IDR 500K/month.

Purchase transactions using the PermataDebit Plus card.

No change

Other than the changes mentioned above, there will be no change on account number, debit card number, statement type, and access to transaction channels. Hence, Customer can transact as usual.

In the event the Customer objects to or does not agree with the changes from PermataTabungan Bebas to PermataBebas as provided in the table above, the Customer may notify the Bank via PermataTel 1500111 or the nearest branch before the effective date of 1 February 2024.

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