As the name suggests, PermataPoin is a reward system for PermataMobile X users. With this feature, you can collect point rewards from various transactions through mobile banking. Your PermataPoin can be used to save on your QR Pay transactions.
Make sure you have updated your PermataMobile X with the latest version to enjoy this feature. Don’t have PermataMobile X yet? Download now from Play Store or App Store!
PermataPoin is PermataBank's point reward feature for Customers in conducting various transactions through PermataMobile X. In this system, 1 point is equivalent to IDR 1.
To accumulate PermataPoin, you can complete various transactions, from top-up to bill payments. The points you earn can be used immediately to reduce partial or all of your QR Pay transaction amount.
PermataPoin has several benefits which you can find out below:
Supports Various Transactions
When you make Top up or Pay Bills transactions via mobile banking PermataMobile X, you will earn PermataPoin. There's no minimum amount required to obtain PermataPoin.
No Maximum Limit on Points
The more transaction you make on PermataMobile X, the more point and benefits you can get. Make sure to use PermataMobile X for your transaction needs.
Can be Used in QR Payment
Your PermataPoin can be used directly for your QR Pay transaction. Just scan the QR code at the store/merchant when you shop, and you can immediately use PermataPoin as a discount on the transaction amount. For example, when you purchase items worth IDR 100K and have an equal amount of PermataPoin, you can reduce part or all of the price!
You can earn PermataPoin through various transactions, the terms for PermataPoin earning can be read in the following table:
|Activity Category||Transaction Type||Points Earned per Transaction|
|PermataMobile X Registration||Only for first time PermataMobile X registration||2,500 points|
|Account Opening||Tabungan Payroll, PermataValas Dinamis, PermataME, PermataTabungan AirAsia, PermataTabungan Bebas, PermataTabungan Optima, Tabungan Haji, Tabungan IB Bebas, Tabungan IB Optima, PermataMe IB, PermataGiro, PermataGiro IB||2,500 points|
|Payment Bill||PLN: Postpaid||100 points|
|Water Bills: PAM and PDAM Nasional (Palyja and Aetra)||100 points|
|Postpaid Handphone: Matrix (Indosat), HALO (Telkomsel), XL, and Smartfren||100 points|
|TV and Internet: First Media, Indovision/Top/Oke/Tren, Biznet (Home, Metronet, Postpaid), Transvision, and Indihome||100 points|
|Top Up||Phone Credit and Mobile Data Package: Indosat, XL, Telkomsel, and Smartfren||100 points|
|Google Play Voucher||100 points|
|Mobile Legends Powered by Google Play||100 points|
|PLN: Prepaid||100 points|
|Wealth Management Transaction||Mutual Funds Purchase||0.25% from the transaction nominal - maximum 100,000 points per transaction|
|Bonds Purchase||0.25% from the transaction nominal - maximum 100,000 points per transaction|
Terms for earning PermataPoin:
How to access PermataPoin menu:
How to use PermataPoin
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.