Enjoy Permata Poin Reward in Every Transaction

As the name suggests, Permata Poin is a reward system for Permata ME users. With this feature, you can collect point rewards from various transactions through mobile banking. Your Permata Poin can be redeemed for various shopping vouchers and can also be used to save on your QR Pay transactions.

Make sure you have updated your Permata ME with the latest version to enjoy this feature. Don’t have Permata ME yet? Download now from Play Store or App Store!

What is Permata Poin?

Permata Poin is PermataBank's point reward feature for Customers in conducting various transactions through Permata ME. In this system, 1 point is equivalent to IDR 1.

To accumulate Permata Poin, you can complete various transactions, from top-up to bill payments. The points you earn can be redeemed for various shopping vouchers and also can be used immediately to reduce partial or all of your QR Pay transaction amount.
 

3 Benefits of Permata Poin

Permata Poin has several benefits which you can find out below:

Supports Various Transactions
When you make Top up or Pay Bills transactions via mobile banking Permata ME, you will earn Permata Poin. There's no minimum amount required to obtain Permata Poin.

No Maximum Limit on Points
The more transaction you make on Permata ME, the more point and benefits you can get. Make sure to use Permata ME for your transaction needs.

Maximum Benefits
Everyone loves to save more on their shopping expenses. Permata Poin can be redeemed for various shopping vouchers and can also be used to save on your QR Pay transactions, either to reduce some or all of your shopping nominal. Exciting, isn’t it?
 

How to Earn Permata Poin?

You can earn Permata Poin through various transactions, the terms for Permata Poin earning can be read in the following table:

Activity Category	Transaction Type	Points Earned per Transaction
Permata ME Registration	Only for first time Permata ME registration	2,500 points
Account Opening	Tabungan Payroll, Permata ME Saver, PermataTabungan Optima, Tabungan Haji, Tabungan iB Optima, Permata ME Saver iB, PermataGiro, PermataGiro iB, PermataBebas, PermataBebas iB	2,500 points
Payment Bill	PLN: Postpaid	100 points
	Water Bills: PAM and PDAM Nasional (Palyja and Aetra)	100 points
	Postpaid Handphone: Matrix (Indosat), HALO (Telkomsel), XL, and Smartfren	100 points
	TV and Internet: First Media, Indovision/Top/Oke/Tren, Biznet (Home, Metronet, Postpaid), Transvision, and Indihome	100 points
	Telkom
Top Up	Phone Credit and Mobile Data Package: Indosat, XL, Telkomsel, and Smartfren	100 points
	Google Play Voucher	100 points
	Mobile Legends Powered by Google Play	100 points
	PLN: Prepaid	100 points
Wealth Management Transaction	Bonds Purchase	0.25% from the transaction nominal - maximum 100,000 points per transaction

Terms for earning Permata Poin:

• There is no minimum transaction value for any transaction type.
• There is no daily transaction limit for any transaction type.
• At any time, Permata Bank may change the amount of earnable points according to the Bank’s policy without any prior notice.
   

How to View and Use Permata Poin?

How to access Permata Poin menu: 

• Login Permata ME.
• On the main page , tap the icon on the top left corner.
• Click PermataPoin menu. On the PermataPoin dashboard, you can also view their owned total points.

How to use Permata Poin

• Permata Poin can be redeemed for shopping vouchers that can be used at various merchants. Redemption can be done directly through the Permata Poin dashboard on the Permata ME application.
• Permata Poin can be used for payment with QR Pay Permata ME by scanning the merchant's QR Code (not valid for the QR Pay method where the merchant scans the customer's QR Code). QR Pay transactions can be made in full using Permata Poin if your points are sufficient or can also be combined with your savings account balance.

Check Permata Poin  FAQ