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Get 25% PermataPoin from PermataME

Jul 02, 2024
4 Minutes

Psst, PermataBank has exciting news for those who love snacking and shopping. Every time you transact with a PermataME account, you can earn a 25% PermataPoin on your purchase! Check out how to get it here!

Where Can You Earn PermataPoin?
To earn the 25% PermataPoin, you must make offline purchases at merchants in the Beauty and Food categories.

Beauty merchants include beauty salons, makeup stores, beauty clinics, nail studios, spas, skin care product stores, and more. Meanwhile, restaurants, bakeries, snack shops, coffee shops, cafes, or other food-selling merchants fall under the Food category.

Additionally, PermataPoin is only applicable for specific payment methods. You can transact with a PermataME debit card or the QR Pay feature in the PermataMobile X app. However, the funds must come from a PermataME/iB account!

Remember, Merchant Presented Mode is the applicable QR Pay method for earning PermataPoin. In other words, you must scan the QRIS code directly from the seller.

PermataPoin Terms for PermataME
Remember to maintain your average balance in PermataME, as the PermataPoin amount is determined by your average balance in the month you make payment transactions. For clarity, check out the maximum PermataPoin list below to make your snacking and shopping even smoother:

  • Average balance of at least Rp 2 million/month: You can only earn in the Food category, with a maximum of Rp 10 thousand per transaction and a maximum of Rp 50 thousand per month.
  • Average balance of at least Rp 5 million/month: You can earn in both the Food and Beauty categories, with a maximum of Rp 25 thousand per transaction and a maximum of Rp 100 thousand per month.

In short, the more money you have in your PermataME account, the more PermataPoin you get! So, remember to keep saving in PermataME to accumulate more PermataPoin!

You can use the PermataPoin you earn for transactions again with QR Pay in the PermataMobile X app. This way, you can enjoy "me time" and quality time with loved ones while going out more economically!

Are you interested? Start using your PermataME account frequently now! If you don't have one yet, you can download the PermataMobile X app and open your account without going to the bank in no time. Easy, right? With just a smartphone, now everything is possible!

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