Planning a Home Renovation? Do These 6 Important Things First!

The house condition that needs repairs may make you think about renovating the house. Unfortunately, renovating it is not as simple as preparing materials and ordering construction workers. Careful planning is needed so that the costs incurred during the renovation are not over budget. Because sometimes, impromptu concept planning creates problems during the implementation, so the costs that should be sufficient become uncontrollable.

You can use several tips below before deciding to renovate your home. Read more below to learn about them! As financial support for home renovations, you can also apply for an unsecured loan or low-interest KTA at PermataBank!

Make a Priority List; You Don't Have to Renovate All Parts
Decide which part of the house you need to renovate and make some priorities. For example, if you want to replace a leaky roof, don't even think about adding more rooms or repairing the kitchen. It would be best if you didn't assume that everything has to be renovated at once.

In addition to the higher renovation costs, the project work will be slow because it is not focused on just one part. Complete one renovation project to completion. When you have more budget, move on to the next renovation project.

Plan in Details
The details are the sequence of work in a renovation project. For example, when you renovate a bathroom, make sure that the first thing you do is the piping system, then proceed with installing ceramics. The work process that is not sequential is not only a waste of time and effort but also makes the initial design change as the project develops so that costs will increase.

The order in which the project is executed can also help you determine materials and estimated work completion times. This will undoubtedly affect the calculation of the overall renovation costs.

Determine the Labour Pay System
Two labor payment systems are known to the public: per project and daily. The pay-per-project concept allows you to pay a fixed amount of labor costs for one project at a time. Meanwhile, daily payments will enable you to calculate the number of labor costs per day to be paid within a specific time.

Determining the labor payment system depends on the renovation concept you have. When your renovation is well-planned, you should take a pay-per-project. On the other hand, when the renovation concept is still being estimated, it is better to pay workers daily.

Calculate the Appropriate Budget
Planning a renovation is coined with the budget calculation. Carefully calculate the budget required for your renovation project. There are two main budgets that you should take into account: the material and the labor budget.

You should calculate the material budget to the details of the renovation project. Meanwhile, you have to determine the labor budget with the workers who will work on the project. The budget calculation will help you determine the primary and backup costs during the project.

Do the Renovation Gradually
As stated initially, you should not do renovation all at once. If you need to renovate some parts of the house, do it gradually. Maybe you are ready for a large renovation fund. However, the funds may not be enough if the renovation is completed thoroughly. Therefore, working on a renovation project that is carried out in stages will help you measure the ability of your funds and energy until the renovation is complete.

Those are some essential things you need to do to plan a home renovation. All renovations will run smoothly if you calculate and arrange them carefully. If you need funds for home renovation, apply for an unsecured loan to PermataKTA, a low-interest non-collateral loan service from PermataBank.

Get low-interest non-collateral loan funds of up to IDR 300 million with a maximum loan term of five years. The installment amount will not change until the end of the loan with relatively low and competitive interest. In addition, you can also set up automatic bill payments by auto-debit to your PermataBank account, so you don't have to be late to pay bills anymore. Feel the ease of applying for an unsecured loan with PermataKTA!