Praying in the holy city of Mecca is every Muslim’s dream to complete the fifth pillar of Islam. Performing Umrah and Hajj are meant for all people and are compulsory for every Muslim who is free, has reached puberty, and has good financial and physical preparation.
The Difference Between Umrah and Hajj
It’s essential to know the difference between Umrah and Hajj. Umrah is a Sunnah and is often called the mini Hajj. Umrah can be performed at any time, except for the day of Arafah. The place for performing Umrah is in Mecca before finally going for a pilgrimage to Medina.
The acts of performing Umrah begin with the intention of ihram, tawaf, which is walking in circles around the Kaaba in an anti-clockwise motion seven times, starting and ending at the black stone (while saying Allahu Akbar). It’s followed by sa’i (walking and running between the two hills of Safa and Marwa seven times) and ends with tahallul (where men shave their heads and women cut some of their hair).
Unlike Umrah, Hajj is compulsory for those who can perform it. Hajj can only be performed once a year and is carried out between 1 Shawwal to 13 Zulhijah with the Ihram pillars, waqfat at Arafah, tawaf sa’i, and tahallul.
Tips to Make Muslim’s Dream of Performing Umrah and Hajj Come True
PermataBank Syariah understands that financial management is essential so that performing Umrah and Hajj won’t only be a dream for Muslims. As a form of commitment to making going to the holy land for all Muslims easy, PermataBank Syariah presents PermataTabungan iB Hajj and PermataTabungan iB Umrah that are affordable, easy, and convenient.
Choose the Savings Products Carefully
Make your personal and your loved ones’ dreams to perform Umrah and Hajj come true with PermataTabungan iB Umrah and PermataTabungan iB Hajj. With a small initial deposit, starting from IDR 250,000 and no admin fee, this saving will provide maximum benefits for you.
Furthermore, this saving also uses the Mudharabah Mutlaqah contract and gives competitive profit sharing. You can also make regular monthly deposits starting from IDR 50,000 for up to a specified time, so collecting the cost for Umrah or Hajj will feel lighter and certainly safer.
Open an Account and Receive Services Easily
You can open PermataTabungan iB Umrah and PermataTabungan iB Haji accounts at all branches of PermataBank. To make it easier, you can open a PermataTabungan iB Haji account at the PermataBank payment point (PermataBank’s under-one-roof service) located in the area of the Ministry of Religion.
For those who don’t have a lot of free time, you can open a PermataTabungan iB Haji with the PermataMobile X application. You don’t need to visit the branch office to open a Hajj account with this application. Other than that, prospective Hajj pilgrims can also use the recurring transfer feature for monthly deposits to the PermataTabungan iB Haji account with no admin fee. You can also check the balance and the previous transaction history with the PermataMobile X application.
Open a PermataTabungan iB Umrah account and PermataTabungan iB Haji now and turn your dream of performing Umrah or Hajj with your loved ones into a reality!
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