Bank untuk Setiap Aspirasi

EDC Rental Fee

EDC rental fees are fees charged to merchants every month as fees for using EDC at the merchant's location. The amount of cost will be informed during the products offering and can be seen in the Merchant Data Form. For more information, please visit our branch office or contact PermataTel at 1500111 (press 104 for merchant service). Our officers will always be ready to serve you.

Security Deposit

Security deposit is the amount of funds that will be blocked by the Bank as collateral for the placement of EDC machines at the merchant’s location. The amount of cost will be informed during the products offering and can be seen in the Merchant Data Form. For more information, please visit our branch office or contact PermataTel at 1500111 (press 104 for merchant service). Our officers will always be ready to serve you.

Merchant Discount Rate

Merchant Discount Rate is the amount that will be charged to merchants for every sale / purchase / QR transaction that is carried out on the EDC machine. The amount of costs will be informed during the products offering and can be seen in the Merchant Data Form. For more information, please visit our branch office or contact PermataTel at 1500111 (press 104 for merchant service). Our officers will always be ready to serve you.

Merchant Type	Category	% MDR Credit Card On us	% MDR Credit Card Off us	% MDR Debit Card GPN On us	% MDR Debit Card GPN Off us	% MDR KKP Domestic On us	% MDR KKP Domestic On us
Regular		Negotiable	Negotiable	0.15%	1.00%	0.9%	1.1%
Special	Education	Negotiable	Negotiable	0.15%	0.75%	0.9%	1.1%
Special	Gas Station (SPBU)	Negotiable	Negotiable	0.15%	0.50%	0.9%	1.1%
Special	Government to People (G2P) example Bantuan Sosial (Bansos), People to Government (P2G) example tax, passport and social donation non profit	Negotiable	Negotiable	0%	0%	0.9%	1.1%

Merchant Type	Category	% MDR QR On us and Off us
Regular	Micro-Scale Business (UMI) - Transaction Amount ≤ IDR 100,000 (less than or equal to one hundred thousand rupiah)	0%*
Regular	Micro-Scale Business (UMI) - Transaction Amount > IDR 100,000 (more than one hundred thousand rupiah)	0.3%
Regular	Small-Scale Business (UKE), Medium-Scale Business (UME), dan Large-Scale Business (UBE)	0.7%
Special	Education	0,6%
Special	Gas Station, Badan Layanan Umum (BLU), Public Service Obligation (PSO)	0,4%
Special	Government to People (G2P) example Bantuan Sosial (Bansos), People to Government (P2G) example tax, passport and social donation (non profit)	0%

*) MDR UMI 0% as of 30 November 2023
On us = Transaction using credit card / debit card / QR PermataBank
Off us = Transaction using credit card / debit card / QR bank or wallet except PermataBank

Transaction Fee

Information

Balance	Free of charge
Transaction History	Up to The Last 8 Transactionsr
PermataKartu Kredit Bill	Free of charge
Credit	Free of charge

Payment

TELKOM (PSTN and Speedy)	IDR 2,000
PLN Postpaid	IDR 1,600
PLN Prepaid	IDR 2,500
PLN Non Taglis	IDR 3,000
Palyja AETRA	IDR 2,000
PAM BSD, PAM Ciputra Surya, PDAM Surabaya, PDAM Makassar	Free of charge
PAM Bintaro	IDR 1,000

Credit Card

PermataKartu Kredit	Free of charge
Other Credit Cards (VISA or MasterCard AMEX, JCB) issued in Indonesia	IDR 5,000
Citibank, HSBC, BNI, Danamon, AMEX, ABN AMRO, ANZ, UOB Buana, BII, Panin	IDR 5,000

Installments and Personal Loan

FIF (Federal International Finance), BFI FInance	Free of charge
ACC (Astra Credit Company)	IDR 6,500 (included in the bills)
TAF (Toyota Astra Finance), Personal Loan Citibank, KTA HSBC, HSBC Pinjaman, ANZ (Ex ABN atau RBS)	Free of charge

Education

Universitas Parahyangan Bandung, UKSW Salatiga, BPK Penabur, Al Izhar, Santa Angela , Yayasan Pahoa, Kairos Gracia, Victory, Bina Umat Mulya, Al-Azhar Bekasi, High Scope Kelapa Gading, YPK, Ora Et Labora, Sekolah Pelita Hati Balikpapan, Yayasan Pendidikan Pembangunan Jaya	Free of charge
Atmajaya Yogyakarta, Al-Azhar Syifa Budi, UNS Surakarta, UNAKI Semarang	IDR 1,000
Universitas Indonesia	IDR 2,500

Postpaid Cell Phone Bill

KartuHALO, Matrix, Xplor, Smartfren

Free of charge

Insurance

Prudential, Asuransi Asra Buana, Allianz, Cigna, Sequis Life, Commonwealth Life, Manulife, Equity Life, Takaful, ACE Life	Free of charge
BPJS Kesehatan	IDR 2,500

Airline Tickets

Garuda Indonesia, AirAsia, Lion Air, Citilink, Tiket.com, Traveloka, Panorama Tour, Adya Tour (via.com), Kalstar Aviation, Voltras

Free of charge

Television

Indovision, Top, Oke, Tren, Centrin TV, Orange TV, First Media	Free of charge
Telkomvision	IDR 2,000

Internet

CBN, IM2 Pascabayar, IM2 Voucher, Biznet, I-Pay, First Media	Free of charge
Telkom Speedy	IDR 2,000

Phone Credit Top-Up

SimPATI and Kartu AS	IDR 1,500
Indosat Ooredoo	IDR 1,500
XL and Axis	IDR 1,500
Smartfren and 3	Free of charge

Internet Credit Top-Up

SimPATI and Kartu AS	IDR 1,500
Indosat Ooredoo	IDR 1,500
XL and Axis	Free of charge

e-Wallet Top-Up

GoPay	IDR 1,000
OVO	IDR 1,000

Transfer

Between PermataBank Accounts	Free of charge
To Other Banks (Real Time Online)	IDR 7,500

As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.

The Collection and Use of Information

PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.

Browsing the Information

During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.

Security

PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.

External links

This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.

Changes of Statement

PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.

Fees