Growing Together with Permata Bank

Transaction Limit

Transaction Type	Priority Card	Preferred or Permata ME Saver or AirAsia Debit Card	Personal Card	Permata Tabungan Bintang or SimPel	Minimum Per Transaction	Maximum Per Transaction
Transfer Own Account*	Unlimited according to account balance	Unlimited according to account balance	Unlimited according to account balance	Unlimited according to account balance	IDR 10.000	Unlimited
Transfer Other Permata Bank Account*	IDR 1.5 Billion	IDR 1 Billion	IDR 500 Million	IDR 2 Million	IDR 10.000	IDR 1.5 Billion
Transfer own account / transfer other Permata Bank account with different currency**	IDR 1.5 Billion	IDR 1 Billion	IDR 500 Million	IDR 2 Million	IDR 10.000	IDR 1.5 Billion
Transfer to other local bank RTGS/LLG***	IDR 1 Billion	IDR 500 Million	IDR 500 Million	IDR 2 Million	LLG IDR 1 RTGS > IDR 100 Million	according to transaction limit
Transfer to other local bank RTGS/LLG	IDR 250 Million	IDR 250 Million	IDR 250 Million	IDR 10 Million	IDR 10.000	IDR 250 Million IDR 5 Million for Permata BINTANG
Transfer to other local bank Online	IDR 100 Million	IDR 75 Million	IDR 50 Million	IDR 2 Million	IDR 10.000	IDR 50 Million
Payment and Top Up	IDR 100 Million	IDR 75 Million	IDR 60 Million	IDR 10 Million	-	according to transaction limit

* In the same currency (IDR ).

** From foreign to IDR currency or vice versa (transaction amount in IDR currency).

*** Max limit per transaction for transfer to other bank via LLG (SKN) is according to transaction limit (RTGS & LLG/SKN limit is a combined limit). Max limit per transaction for RTGS is according to transaction limit (RTGS & LLG/SKN limit is a combined limit).

Transaction limit can be changed at any time without prior notice.
For more information, contact Permata Tel 1500111.

Transaction Fee

Information

Balance	Free of charge
Transaction History	Up to The Last 12 Months
Permata Kartu Kredit Bill	Free of charge
Telkom	Free of charge
General Service Bill	Free of charge
Other Bills	Free of charge
Postpaid Cellphone Bill	Free of charge
Interest Rate	Free of charge
Foreign Currency	Free of charge

Payment

TELKOM (PSTN dan Speedy)	IDR 2,500
PLN Postpaid	IDR 3,000
PLN Prepaidr	IDR 3,000
PLN Non Taglis	IDR 3,000
Palyja AETRA	IDR 2,000
PAM BSD, PAM Ciputra Surya, PDAM Surabaya, PDAM Makassar	Free of charge
PAM Bintaro	IDR 1,000
PBB Nasional *list of areas attached	IDR 2,150 - IDR 7,000
PDAM Nasional *list of areas attached	IDR 2,000 - IDR 3,500

Credit Card

Permata Kartu Kredit	Free of charge
Kartu Kredit Bank Lain (VISA atau MasterCard. AMEX, JCB) yang terbit di Indonesia	IDR 5,000
Citibank, HSBC, Danamon, AMEX, ABN AMRO, ANZ/DBS, UOB Buana, BII, Panin	IDR 5,000

Installments and Personal Loan

FIF (Federal International Finance), BFI Finance	Free of charge
ACC (Astra Credit Company)	IDR 6,500 (included in the bills)
KTA HSBC, HSBC Pinjaman, ANZ (Ex ABN or RBS)	Free of charge
Personal Loan Citibank and TAF (Toyota Astra Finance)	IDR 5,000

Education

Universitas Parahyangan Bandung, Universitas Indonesia, UKSW Salatiga, BPK Penabur, Al Izhar, Santa Angela , Yayasan Pahoa, Kairos Gracia, Victory, Bina Umat Mulya, Al-Azhar Bekasi, High Scope Kelapa Gading, YPK, Ora Et Labora, Sekolah Pelita Hati Balikpapan, Yayasan Pendidikan Pembangunan Jaya	Free of charge
Atmajaya Yogyakarta, Al-Azhar Syifa Budi, UNS Surakarta, UNAKI Semarang	IDR 1,000

Postpaid Cellphone Bill

KartuHALO	IDR 1,750 (Effective 4 November 2022)
Matrix,Xplor, Fren, SMART, 3	Free of charge
Telkom Classy	IDR 2,500

Insurance

Prudential, Asuransi Asra Buana, Allianz, Cigna, Sequis Life, Commonwealth Life, Manulife, Equity Life, Takaful, ACE Life

Free of charge

Airline Tickets

Garuda Indonesia, AirAsia, Lion Air, Citilink, Tiket.com, Traveloka, Panorama Tour, Adya Tour (via.com), Kalstar Aviation, Voltras

Free of charge

Television

Indovision, Top, Oke, Tren, Centrin TV, Orange TV, First Media	Free of charge
Telkomvision	IDR 2,500

Internet

CBN, IM2 Pascabayar, IM2 Voucher, Biznet, I-Pay, First Media	Free of charge
Telkom Speedy	IDR 2,500

Phone Credit Top-Up

SimPATI dan Kartu AS, XL, AXIS, Indosat Ooredoo	IDR 1,500
Fren, 3, SMART	Free of charge

Internet Credit Top-Up

SimPATI, Kartu AS and Indosat Ooredoo	IDR 1,500
XL and 3	Free of charge

Top Up (e-Wallet/Streaming/Voucher)

GoPay	IDR 1,000
OVO	IDR 1,000 (will be charged from the OVO balance)
ShopeePay	IDR 500 (will be charged from the ShopeePay balance)
DOKU Wallet, PayPro, DANA, AstraPay	Free of charge
Fello	IDR 1,000
Voucher Games	Free of charge
Joox	Free of charge
Voucher Google Play	Free of charge

Transfer

Between Permata Bank Accounts	Free of charge
To Other Banks (Real Time Online)	IDR 7,500
To Other Banks (Kliring or LLG)	IDR 2,900 (from Wednesday, 1 April 2020)
To Other Banks (Real Time Gross Settlement or RTGS)	IDR 25,000
To Other Banks (BI-FAST)	IDR 2,500

Other

Permata Mobile SMS Registration	-
Permata Mobile Internet Registration	-
Permata Net Registration	Free of charge
Permata Tel Registration	-
PIN or TIN Setup or Change	-
SMS Navigator Registration, Change or Removalr	Free of charge

SMS Token Fee

SMS Token is a transaction authentification method at Permata Net

Operator	Operator	Sender
Telkomsel
Kartu HALO	IDR 600	Permata Bank
SimPATI dan AS	IDR 660	Permata Bank
Indosat
Matrix	IDR 500	Permata Bank
Mentor dan IM3	IDR 550	Permata Bank
XL
XL Xplor	IDR 650	Permata Bank
XL Prepaid	IDR 650	Permata Bank
AXIS Prepaid	IDR 550	Permata Bank
3 (Tri)
Postpaid	IDR 500	Permata Bank
Prepaid	IDR 550	Permata Bank
Telkom Flexy
Classy	IDR 500	Permata Bank
Trendy	IDR 550	Permata Bank
Smartfren
Postpaid	IDR 500	Permata Bank
Prepaid	IDR 550	Permata Bank
Foreign Operators	*	0812-8766-3399 atau 0878-0856-3399 atau 0878-0596-3399 atau 0815-9863-399

Information:

From 7 September 2019, SMS Token sender is "Permata Bank".
SMS Fee for postpaid number does not include 10% tax.
*) The amount of SMS Fee for foreign operators follows the respective operators.

SMS Token usage tips:

Recheck the SMS Token with the transaction you make, ensure that the Response code is in accordance with the challenge code and the transaction being made.
Ensure that the SMS Token receiver is the registered number at your Permata Net and Permata Mobile (internet-based).
For prepaid phone users, ensure that the phone credit is sufficient to receive SMS Token.
Some operators set a minimum phone credit to receive SMS Token, by which the amount is regulated by respective operators.
For postpaid users, ensure that the phone credit use does not exceed the usage limit.
For dual simcard phone users, it is recommended to put the SMS Token receiver number at the primary card slot.
Ensure that your mobile number is not in the grace period.
Ensure that your phone setting does not block SMS Token.
For your banking transaction safety, never inform your SMS Token to any party, including Permata Bank officers.
For further information, contact Permata Tell 1500-111.

As privacy is an important aspect for the visitors of Permata Bank website, Permata Bank is determined to protect the visitors’ privacy. You may browse most part of Permata Bank’s website without submitting any personal information. However, you may be asked to disclose certain information for Permata Bank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in Permata Bank’s website, and how Permata Bank handles the information.

The Collection and Use of Information

Permata Bank is the sole owner of the entire information in this website. Permata Bank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.

Browsing the Information

During your access to Permata Bank website, you may find some information in the form of ”cookie” in your computer, so that Permata Bank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. Permata Bank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. Permata Bank only uses cookies to measure the effectiveness of Permata Bank online, such as by identifying the repeat visits to Permata Bank’s website and observing the channel chosen by visitors when browsing Permata Bank’s website, so that Permata Bank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.

Security

Permata Bank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. Permata Bank will also endeavor to maintain information accuracy.

External links

This website may accommodate links to other sites. Please be aware that Permata Bank is not responsible for the privacy practices of other sites. Permata Bank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.

Changes of Statement

Permata Bank reserves the rights to change the statement in this website at anytime. Permata Bank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of Permata Bank policies.

Transaction limit and fee