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Permata Reward Card

A Card that Caters All Your Holiday Needs

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The card that caters your holiday needs that also comes with abundant reward points.

What are the Benefits?

Easy and Quick Credit Card Application

Easy and Quick Credit Card Application

Easy credit card application process via Permata ME.

Multiple Reward Points

Multiple Reward Points

Get 10 times reward points for overseas transaction by using foreign currency, 5 times reward points for making transaction in Rupiah at hotels, airlines and travel Merchants.

0% SimplePay Installment

0% SimplePay Installment

0% SimplePay for 3 months.

Reward Points

Reward Points

Each transaction will get reward points that can be exchanged with various attractive prizes such as mileage, lounge pass, or shopping vouchers.

Free Annual Fee

Free Annual Fee

Free 1 year annual fee for the main card and 5 supplementary cards.

Various Facilities with Permata ME

Various Facilities with Permata ME

It's easier with Permata ME, from checking bills and credit card limit, changing payment method to SimplePay installment, applying for a cash loan as well as requesting for additional cards or various payment features.

Change and Create New Credit Card PIN Easily

Change and Create New Credit Card PIN Easily

Change or create new credit card PIN easily through Permata ME, website, or IVR.

Attractive Programs from Merchants

Attractive Programs from Merchants

Enjoy various attractive promotion such as discount or installment at various Merchants.

SMS Notification Facility

SMS Notification Facility

Making transaction with Permata Kartu Kredit become more secure and convenient with direct notifications on your phone.

Bills to Pay Facility

Bills to Pay Facility

Register your monthly bill payments through Permata Bills to Pay.

Contactless

Contactless

Transaction technology to make transactions just by tapping or put closer Permata Reward Card to the EDC machine with the contactless logo.

What Are the Fees and the Interest Rates?

Annual Fee

Annual Fee

Annual Fee

Additional Card Fee

Additional Card Fee

Additional Card Fee

Transaction and Cash Withdrawals Interest Rates

Classic IDR 200,000 or exchange (8,000 Reward Points)

Gold or Titanium IDR 350,000 or exchange (14,000 Reward Points)

Platinum IDR 600,000 or exchange (25,000 Reward Points)

Classic IDR 100,000 or exchange (4,000 Reward Points)

Gold or Titanium IDR 200,000 or exchange (8,000 Reward Points)

Platinum IDR 300,000 or exchange (12,500 Reward Points)

1.75% per month or 21% per year

What Are the Requirements?

21-65 years old for the main card and 17-65 years for the supplementary card

21-65 years old for the main card and 17-65 years for the supplementary card

Minimum income of IDR 3,000,000 per month

Minimum income of IDR 3,000,000 per month

Photocopy of ID Card (KTP) and Tax Identification Card (NPWP)

Photocopy of ID Card (KTP) and Tax Identification Card (NPWP)

Salary slip and copies of other credit cards

Salary slip and copies of other credit cards

Report and Other Information

e-Welcome Pack

General Terms and Conditions

Fare and Cost Information of Permata Reward Card

Product Information Summary of Permata Reward Card

Contactless Feature

SiapPIN - Create 6 Digit your Credit Card PIN here

Any Question?

We're ready to assist the complaints or any other question you might have

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