What are the Benefits?
Easy credit card application process via PermataMobile X
Get 10 times reward points for overseas transaction by using foreign currency, 5 times reward points for making transaction in Rupiah at hotels, airlines and travel Merchants
0% SimplePay for 3 months
Each transaction will get reward points that can be exchanged with various attractive prizes such as mileage, lounge pass, or shopping vouchers
Free 1 year annual fee for the main card and 5 supplementary cards
It's easier with PermataMobile X, from checking bills and credit card limit, changing payment method to SimplePay installment, applying for a cash loan as well as requesting for additional cards or various payment features
Change or create new credit card PIN easily through PermataMobile X, website, or IVR
Enjoy various attractive promotion such as discount or installment at various Merchants
Making transaction with PermataKartuKredit become more secure and convenient with direct notifications on your phone
Register your monthly bill payments through Permata Bills to Pay
Transaction technology to make transactions just by tapping or put closer PermataRewardCard to the EDC machine with the contactless logo
What Are the Fees and the Interest Rates?
Classic IDR 200,000 or exchange (8,000 Reward Points)
Gold or Titanium IDR 350,000 or exchange (14,000 Reward Points)
Platinum IDR 600,000 or exchange (25,000 Reward Points)
Classic IDR 100,000 or exchange (4,000 Reward Points)
Gold or Titanium IDR 200,000 or exchange (8,000 Reward Points)
Platinum IDR 300,000 or exchange (12,500 Reward Points)
1.75% per month or 21% per year
What Are the Requirements?
21-65 years old for the main card and 17-65 years for the supplementary card
Minimum income of IDR 3,000,000 per month
Photocopy of ID Card (KTP) and Tax Identification Card (NPWP)
Salary slip and copies of other credit cards
e-Welcome Pack
General Terms and Conditions
Fare and Cost Information of PermataRewardCard
Product Information Summary of PermataRewardCard
Contactless Feature
SiapPIN - Create 6 Digit your Credit Card PIN here
We're ready to assist the complaints or any other question you might have
Terms and Condition
PermataKartuKredit Detailed Information
PermataKartuKredit Information
See the latest information onPermataKartuKredit here.
SimplePay
See the details of SimplePay program rates here.
Executive Lounge
See detailed information about Executive Lounge service here.
Bills to Pay
See more information about Bills to Pay here.
Poin Reward
See terms and conditions and Merchants of point reward here.
Syarat dan Ketentuan
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.