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PermataKPR iB IMBT

Islamic Home Ownership Loan with fast process and long tenor

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Islamic Home Ownership Loan with a lease-based financing agreement accompanied by a property grant by the Bank at the end of the period. The rental fee can be reviewed based on the period determined by the Bank.

What are the Benefits?

Low Installments

Low Installments

Get a home ownership loan easily with affordable installments.

Low Down Payment

Low Down Payment

Low down payment for the ease of having a home ownership loan.

30 Year Tenor

30 Year Tenor

Up to 30-year tenor to ease the financing of your Home Ownership Loan.

Fast Process

Fast Process

Five working days approval since the acceptance of the complete document.

Safe

Safe

Home ownership loan with Ijrah Muntahiyah Bittamlik concept.

Installments can be Reviewed

Installments can be Reviewed

The rental fee can be reviewed based on the period determined by the Bank.

Transparency

Transparency

Margin transparency in the floating period.

Making your Dream Comes True

Making your Dream Comes True

Making your dream to have a dream house, shop house, apartment, house renovation, home construction, villa, take over, top-up and multi-purpose property financing come true.

What Are The Costs?

Administration Fee

Administration Financing Fee

Additional Fee

Monthly Administration Fee of IDR 10,000.

The equivalent of 1.1% of the Financing Limit (in nominal form).

It is in accordance with the applicable regulations which may change at any time according to Bank policy with prior notice through the media owned by the Bank.

What are the Requirements?

Indonesian and Foreign Citizens

Indonesian and Foreign Citizens

Individual (not a business entity)

Individual (not a business entity)

Minimum age of 21 years old

Minimum age of 21 years old

Complete Administrative Requirements

Complete Administrative Requirements

Report and Other Information

General version of Product and Services Informartion Summary

Do You Need Loan Cost Information?

We provide you the calculation of loan cost you would spend

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Any Question?

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