What are the Benefits?
Low Installments
Get a home ownership loan easily with affordable installments.
Low Down Payment
Low down payment for the ease of having a home ownership loan.
30 Year Tenor
Up to 30-year tenor to ease the financing of your Home Ownership Loan.
Fast Process
Five working days approval since the acceptance of the complete document.
Safe
Home ownership loan with Ijrah Muntahiyah Bittamlik concept.
Installments can be Reviewed
The rental fee can be reviewed based on the period determined by the Bank.
Transparency
Margin transparency in the floating period.
Making your Dream Comes True
Making your dream to have a dream house, shop house, apartment, house renovation, home construction, villa, take over, top-up and multi-purpose property financing come true.
What Are The Costs?
Administration Fee
Administration Financing Fee
Additional Fee
Monthly Administration Fee of IDR 10,000.
The equivalent of 1.1% of the Financing Limit (in nominal form).
It is in accordance with the applicable regulations which may change at any time according to Bank policy with prior notice through the media owned by the Bank.
What are the Requirements?
Indonesian and Foreign Citizens
Individual (not a business entity)
Minimum age of 21 years old
Complete Administrative Requirements
We provide you the calculation of loan cost you would spend
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
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Minimum age of 21 years old and maximum age of 55 years old and maximum age of 65 years old at the end of the credit period
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Have a steady and sustainable income
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The risk of the financing facilities include :
- Customer submission can be rejected by the Bank if it is not following the provisions.
- A penalty will be charged if customers are late in paying the installment.
- Confiscate the collateral if customers fail to fulfill the financing obligation.
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Employee Personal Documents:
- A copy of applicants’ Resident ID Card (KTP) and husband’s or wife’s KTP if any.
- A copy of family certificate.
- A copy of marriage or Divorse or separation of properties certificate if any.
- A copy of Indonesian Citizen (WNI) paper and change name (if any) or husband or wife birth certificate.
- The original document of the latest salary slip or employment certificate.
- A copy of savings or current account for the last 3 months.
- A copy of Taxpayer Identification Number (NPWP).
- Debtor declaration paper
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Business Personal Document:
- A copy of applicant’s KTP and husband’s or wife’s KTP, if any.
- A copy of family certificate.
- A copy of marriage or Divorce or Separation of properties certificate if any.
- A copy of Indonesian Citizen (WNI) paper and change name (if any) or husband or wife birth certificate.
- The original document of the latest salary slip or employment certificate.
- A copy of Taxpayer Identification Number (NPWP).
- A copy of Trade Business License (SIUP), Company Registration Certificate, Domicile Certificate, or Company Establishment Deed, Latest Financial Statement.
- Debtor declaration paper
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Professional Personal Document:
- A copy of applicants’ KTP and husband’s or wife’s KTP if any.
- A copy of family certificate.
- A copy of marriage or Divorce or separation of properties certificate if any.
- A copy of Indonesian Citizen (WNI) paper and change name (if any) or husband or wife birth certificate.
- The original document of the latest salary slip or employment certificate.
- A copy of Taxpayer Identification Number (NPWP).
- A copy of Practice License or letter of Appointment from Related Institution.
- Debtor declaration paper.
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
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Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.