What are the Benefits?
Easy Process
100% online application through PermataMobile X
Low Interest Rate
Exclusive interest rate from 0.59%* flat/month. *equal to the effective interest rate
Integrated Disbursement
The cash loan will be disbursed directly to PermataBank's partners
Flexible Tenor Options
Tenor options from 6 months to 3 years to suit your needs
Simple Requirement without Collateral
Simply provide your e-Citizenship card and Tax Identification Number (e-KTP and NPWP) (for application beyond IDR 50,000,000)
Autodebit Payment
Automatic payment by autodebiting your PermataBank account
What are the Cost and the Interest Rate?
Interest Rate
Administration Fee
Accellerated Repayment Fee
Late Penalty Fee
Exclusive interest rate from 0.59%* flat/month. *equal to the effective interest rate
2%
7%
5% or a minimum of IDR 150,000 (whichever is higher)
What are the Requirements?
Indonesian citizens with e-Citizenship card and Tax Identification Number (e-KTP & NPWP) (for the application beyond IDR 50,000,000)
Minimum 21 years old and maximum 65 years at the time of loan repayment
Have a minimum income of IDR 10,000,000 per month
Domiciled in an area that is included in the PermataKTA sales area coverage
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2024 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.