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Permata Ultimate Card

Enjoy Various Benefits with Permata Ultimate Card

Earn a welcome bonus of 20,000 airline miles, collect miles where retail dining spending IDR 5K equal to 1 mile, and have a chance to win free business class tickets for Jakarta-Tokyo-Jakarta route for 50 customers with the highest retail transaction values during the program period. Terms and conditions applied.

Welcome Bonus 20,000 Miles
  • This program is only applicable to Permata Bank Priority customers who holds the Permata Ultimate Card with a minimum average fund placement of IDR 500 mio for 3 months from month the card is activated.
  • The total fund value is calculated from funds placed in Current Accounts, Savings Accounts, Time Deposits, Bancassurance, Mutual Funds, and Bonds. Below is an illustrative example of the calculation period for the average fund placement balance:
    Month of Becoming a Priority Customer Month of Permata Ultimate Card Activation Average Fund Placement Calculation Period Average Balance During Program Period (3 months)
    January 2024 August 2024 August 2024 IDR 500 Mio IDR 633 Mio
    September 2024 IDR 700 Mio
    October 2024 IDR 700 Mio
    November 2024 November 2024 November 2024 IDR 500 Mio IDR 733 Mio
    December 2024 IDR 700 Mio
    January 2025 IDR 1 Bio
  • This program is available for both new customers and existing Permata Bank customers.
  • This program is applicable to Permata Bank Priority customers, both general and staff.
  • Customers must accumulate retail transactions totaling IDR 75 mio over 3 months from the card activation date and must conduct at least one retail transaction per month with no minimum value.
  • Total transaction value is calculated from both the primary and supplementary cards.
  • Maximum credit card activation date 31 December 2024.
  • A welcome bonus will be granted in the form of reward points amounting to 20,000 reward points, which can be redeemed for 20,000 GarudaMiles or 20,000 KrisFlyer Miles. The process for redeeming reward points follows the procedures established by the Bank.
  • Reward points will be given in the fifth month after the month of activation, for example:
    • Card activation date: 30 August 2024.
    • Transaction periods:
      • Month 1: 30 August - 29 September 2024.
      • Month 2: 30 September - 29 October 2024.
      • Month 3: 30 October - 29 November 2024.
    • Welcome bonus/reward points will be given to the Permata Ultimate Card up to 31 January 2025.
    • If the customer has reached an accumulated transaction value of IDR 75 mio before the third month, reward points will still be given a maximum at the end of the fifth month.
  • Program Period 28 August 2024 – 31 December 2024 (transaction date).
  • Especially for credit cards approved in November and December 2024:
    Month Card Approved Maximum date the card is activated Maximum transaction accumulation date Maximum date of welcome bonus reward points given to Permata Ultimate Card
    November 2024 31 December 2024 31 March 2025 31 May 2025
    December 2024 31 January 2025 30 April 2025 30 June 2025
  • Types of transactions that are not taken into account: Installment transactions/transactions that are converted into installments, payments for recurring transactions (such as paying utility bills, insurance, etc.) paid through Permata Bank (Bills To Pay) or through other e-commerce merchants (such as through Tokopedia), insurance premi, cash withdrawal through ATM, annual fees/fees from banks, transactions at merchant paper.id and online taxes.

*T&C are updated per 18 October 2024
 

Transaction IDR 5K = 1 Mile
  • Each transaction at restaurants of IDR 5K earns 1 reward point or 1 mile.
  • All other transactions of IDR 10K earn 1 reward point or 1 mile.
  • Cash advance transactions, installments, cash on call, annual fees, bills to pay, interest and fees do not earn reward points.
  • Program period until 28 August 2024 - 28 July 2025.
     
Top Spender Program Free Ticket Jakarta-Tokyo Round Trip
  • This program is applicable only to Permata Bank Priority customers holding the Permata Ultimate Card with a minimum average fund placement of IDR 500 mio from the month the card is activated until the end of the program period.
  • The total fund value is calculated from funds placed in Current Accounts, Savings Accounts, Time Deposits, Bancassurance, Mutual Funds, and Bonds. Below is an illustrative example of the calculation period for the average fund placement balance:
    Month of Becoming a Priority Customer Month of Permata Ultimate Card Activation Average Fund Placement Calculation Period Average Balance During Program Period (5 months)
    January 2024 September 2024 September 2024 Rp 500 Mio IDR 800 Mio
    October 2024 Rp 700 Mio
    November 2024 Rp 1 Bio
    December 2024 Rp 1 Bio
    January 2025 Rp 1 Bio
    October 2024 October 2024 October 2024 Rp 500 Mio IDR 900 Mio
    November 2024 Rp 700 Mio
    December 2024 Rp 1 Bio
    January 2025 Rp 1 Bio
  • Customers must make a minimum accumulated transaction of IDR 160 mio during the program period to be eligible as a Top Spender candidate.
  • Total transactions are calculated from both primary and supplementary cards.
  • The top 50 customers with the highest transactions will receive a free Business Class ticket for Jakarta-Tokyo-Jakarta.
  • Types of transactions that are not taken into account: Installment transactions/transactions that are converted into installments, payments for recurring transactions (such as paying utility bills, insurance, etc.) paid through Permata Bank (Bills To Pay) or through other e-commerce merchants (such as through Tokopedia), insurance premi, cash withdrawal through ATM, annual fees/fees from banks, transactions at merchant paper.id and online taxes.
  • Customers who have received a welcome bonus are eligible for this program.
  • Reward points earned from transactions remain the property of the customer and will not be deducted when redeeming tickets.
  • The name on the ticket must match the name of the credit cardholder.
  • Program period 10 September 2024 - 31 January 2025* (transaction date).
  • This program is not applicable to Permata Bank staff.

*Extend period

**T&C are updated per 18 October 2024

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