What Are The Benefits?
No Initial Deposit
By opening a payroll account with 0 initial deposit (can be adjusted with salary credit)
Free Transfer Fee
Free transfer fee to any Bank without any condition using PermataMobile X for BI Fast method.
Free Cash Withdrawal at Other Bank’s ATM
For the first 3 transactions/month with no balance amount condition.
Free Cash Withdrawal at All Indomaret Outlets
Unlimited per month and with no balance amount conditions, valid for transactions until 31 December 2024.
Free Account Administrative Fee
For a minimum average balance of IDR 1,000,000
Flexible Transaction Anytime & Anywhere
Any transaction is easier through PermataMobile X, from Transfer transactions, Pay Bills, Shopping Transactions using QR Pay and to e-Wallet top up
Easy Transaction on E-Commerce
Through PermataVisa Plus debit card or Virtual Account
Loan Facility with Special Interest Rate
Loan facility with special interest rate only for Payroll account holders
Free Annual Credit Card Fee
As long as you are a PermataBank Payroll customer
Preferred and Priority Payroll Services
Special services for PermataPayroll Preferred and Priority customers
What Are The Costs?
Interest Rate threshold PermataPayroll and PermataPayroll Astra
Initial Deposit
Minimum Balance
Monthly Administration Fees
Transfer to Other Bank is Charged via PermataMobile X
Transfer to Other Bank in PermataNet / PermataATM
Permata Debit Plus Card Fee
Dormant Account (No transaction occurring for 12 consecutive months)
Account Closing Fee
E-Statement Fee
SMS Navigator Fee
Balance < IDR 1,000,000: 0.00% p.a. <br/>Balance IDR 1,000,000 -< IDR 50,000,000: 0.25% p.a. <br/>Balance IDR 50,000,000 -< IDR 100,000,000: 0.5% p.a. <br/>Balance >= IDR 100,000,000: 0.75% p.a.
According to payroll system
IDR 0
IDR 7,500 if monthly average balance is below IDR 1,000,000. <br/>Free administration fee if monthly average balance is minimum of IDR 1,000,000.
BI Fast: free, without any condition. <br/>Transfer Online: IDR 7,500. <br/>Transfer SKN/LLG: IDR 2,900. <br/>Transfer RTGS: IDR 25,000.
BI Fast: IDR 2,500. <br/>Online transfer: IDR 7,500. <br/>LLG: IDR 2,900. <br/>RTGS: IDR 25,000.
Free
IDR 10,000 per month.
Free<br/>(your account will be closed automatically if the account is dormant and has zero balance for 180 days).
Free<br/>(e-Statement can be downloaded independently at PermataMobile X , for an average monthly balance of minimum IDR 100,000).
Free for the first 2 months. <br/>IDR 12,000 for the next month.
What Are The Conditions?
For Indonesian Citizens, to provide e-KTP.
For Foreign Citizens, to provide Passport and KITAS/ KITAP/ e-KTP WNA.
To fill out Account Opening Form via PermataMobile X application or other Banking Services.
General Terms and Conditions
RIPLAY General PermataPayroll Regular
RIPLAY Personal PermataPayroll Regular
RIPLAY General PermataPayroll ASTRA
RIPLAY Personal PermataPayroll ASTRA
Announcement Change of Cash Withdrawl Term from Other ATM Effective from 1 April 2022
Announcement of Monthly Admin Fee Effective 1 April 2022
Latest Update About Our Saving Products
PermataPreferred Information
PermataPriority Information
PermataBank Debit Card Information
Transaction Limits and Fees Information
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
Your account will be closed automatically for the following conditions:
- Account with dormant status and zero balance for 730 days since customer’s account is zero balance and dormant.
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2024 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.