What are the Benefits?
Free to Choose Any Available Foreign Currency
Flexibility in adding and reducing foreign currency accounts up to 12 foreign currencies via PermataMobile X. Available in 13 currency options (IDR, USD, SGD, AUD, EUR, GBP, NZD CAD, HKD, JPY, CNY, CHF and THB).
Bonus PermataPoin up to IDR 1,500,000
Get bonus from purchases at gas stations and supermarket up to IDR 500,000 PermataPoin every month for 3 months for account opening. Enter promo code PBCB1. Terms and conditions apply.
Freedom to Transact for Your Daily Needs
Enjoy 5% PermataPoin up to Rp500,000 every month for transaction at supermarket and gas station (SPBU). Month 1st to 3rd from account opening. Month 4th onward: PermataPoin 5% every month. Register your account with promo code PBCB1 during account opening at PermataMobile X or contact PermataTel at 1500111 or nearest branch. Terms and Conditions applied.
Freedom to Perform Foreign Currency Transaction
It is easy and simple to perform foreign currency transactions with just 1 account number alont with special exchange rate on PermataMobile X.
Contract and Nisbah
Using Mudharabah Al Mutlaqah contract. Revenue sharing for IDR is 9% Customer : 91% Bank, while for other currencies is 1% Customer : 99% Bank.
Sharia Principles
The transactions in this product adhere to Sharia principles, where the Customer acts as shahibul maal (fund owner), the bank acts as mudharib (fund manager), and the capital or funds refer to the amount of money deposited, placed, or available in the account.
Revenue Sharing
Revenue sharing ratio may change by notification to the Customer through the communication media provided by the Bank. If there is no objection from the Customer, the change can be made for the next period.
What are the Cost?
Initial Deposit
Minimum Deposit
Monthly Administration Fee
Free Cash Withdrawal
Closing account Fee
IDR 250,000 on IDR account (main currency)
IDR 100,000 on IDR account (main currency)
Free administration fee if ending balance ≥ IDR 5,000,000.<br/>IDR 17,500 if previous average month's balance is below IDR 5,000,000.
Free cash withdrawal up to 30 times every month if the minimum balance before transaction is IDR 5,000,000. Free and unlimited at all Indomaret outlets.
IDR 100,000
What are the Requirements?
Identification card (Resident ID Card)
Minimum age is 17 years old
Fill out account opening form and documents
General version of Product and Services Informartion Summary
Personal version of Product and Services Informartion Summary
Specific Terms and Condition
Latest Update About Our Sharia Products
PermataBank Debit Card Information
Transaction Limit and Fees Information
We're ready to assist the complaints or any other question you might have
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Terms and Condition
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2024 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.