What are the Benefits?
Contract & Nisbah
Using Mudharabah Al Mutlaqah Contract. Revenue Sharing Nisbah: Customer 9% and Bank 91%.
Navigator Service
Customers can use the Navigator service as a tool to monitor the account. Navigator service to deliver account mutation information for a nominal transaction of minimum IDR 1,000,000, online and real time through the registered mobile number.
What are the Cost?
Transfer Fees to Other Banks via PermataMobile X using BI Fast method, Online Transfer, SKN/LLG Transfer, RTGS Transfer
Initial Deposit
Minimum Balance
Additional Administrative Cost Below The Minimum Balance
Monthly Administration Fee
Closing account Fee
Card Change Fee
Cash Withdrawal Fees at ATMs of Other Banks
Transfer Fee to Other Banks via PermataATM dan PermataNet
Dormant Fee
Stamp Duty
Balance Checking Fee at Other Bank ATMs
SMS Navigator Service Fee
Current Account Delivery Fee
For Account Opening through PermataMobile X
Free of charge (free transfer fee without minimum balance before transaction and the number of transfer activities per month is not limited).
IDR 250,000.
IDR 100,000.
IDR 0.
Free administration fee, if the balance in previous month is more than IDR 5,000,000.<br/>IDR 12,500 monthly administration fee, if the balance in previous month less than IDR 5,000,000.
IDR 100,000.
IDR 125,000.
Free of charge Free Cash Withdrawal Fee Without Minimum Balance Before Transaction Requirement and The number of cash withdrawal activities per month is not limited.
BI Fast: IDR 2,500, Free of Charge if the balance before the transaction is minimum IDR 5,000,000.<br/>Online: IDR 7,500, Free of Charge if the balance before the transaction is minimum IDR 5,000,000.<br/>SKN/LLG: IDR 2,900.<br/>RTGS: IDR 25,000.
(Account that has no transaction activity for 365 consecutive days) IDR 10,000 per month.
IDR 10,000 (if any).
IDR 4,000.
IDR 12,000.
IDR 15,000 per Customer (if any).
Customers are required to deposit initial funds with a minimum amount of IDR 250,000 and if the customer has not made an initial deposit up to 99 calendar days from account opening, the Bank will close the account automatically.
What are the Requirements?
ID card
Fill out the Account Opening Form and Documents
General Terms and Conditions
General version of Product and Service Information Summary
Personal version of Product and Service Information Summary
Terms and Conditions Cashback PermataTabungan iB Bebas 2023
PermataTabungan iB Bebas Conversion into PermataBebas iB
Transaction Limits and Fees Information
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
- Document requirements such as The copy of ID Card, Tax Payer Identification Number, and other credit cards if available.
- The copy of ID Card or KITAS should be attached for proposing an additional card.
- Minimum age of 21 years and maximum 65 years old. Minimum age of 17 years old For additional card holder.
- Minimum income IDR 3,000,000 for officers and IDR Rp 3,500,000 for entrepreneurs.
Especially for account opening through Permata Mobile X, Customers are required to deposit initial funds with a minimum amount of IDR 250,000 and if the customer has not made an initial deposit up to 99 calendar days from account opening, the Bank will close the account automatically.
Sharia Principles
Transactions in this product apply Sharia principles as below:
- Customer acts as shahibul maal (fund owner).
- Bank acts as mudharib (fund manager).
- Capital or fund is the amount of money deposited, placed, or available in this product's account.
Revenue Sharing
Revenue sharing ratio may change by notification to the Customer through the communication media provided by the Bank. If there is no objection from the Customer, the change can be made for the next period.
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2024 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.