What are the Benefits?
Flexible
Free to determine the value of the initial deposit, monthly deposit, and saving period to suit Customer capabilities and needs. Get cashback ranging from IDR 500K to IDR 15 mio.
Freedom
Free to determine the debit date for the monthly deposit.
Easy Transaction
The Customer does not need to come to the branch office every monthly deposit date, because the Customer monthly deposit will be debited automatically from the source account in PermataBank to the PermataMasa DEPAN account.
Complete Information
Information on the development of the PermataMasa DEPAN balance (e-statement or statement) and information on the mutation of the source fund account (combined e-statement or statement) are sent to the Customer email address or residential address that is registered in the Bank system every month.
Optimal Results
Credit interest is calculated on a monthly basis so that the accumulated balance in the PermataMasa DEPAN account is even greater.
Broad Access
Information on balances and the mutation of recent transactions can be monitored at any time through PermataATM, PermataNet, and PermataMobile X.
Account Opening Cashback
Open a PermataMasa DEPAN Berhadiah account on PermataMobile X and get cashback from IDR 500,000 to IDR 15,000,000.
What are the Cost and the Interest Rate?
Saving Term
Initial and Monthly Deposit
Administration Fee
Account Closing Fee Before Maturity
Account Closing Fee Before Maturity
Interest Rate (Single Rate)
Interest Rate (Single Rate)
1 year (12 months)<br/>2 years (24 months)<br/>3 years (36 months)<br/>5 years (60 months)<br/>7 years (84 months)<br/>10 years (120 months)
In accordance with the provisions of the selected prize package
IDR 2,500 per month, if with a monthly deposit <br/>Free of charge, if without a monthly deposit
IDR 150,000, if the membership in PermataMasa DEPAN Berhadiah < 12 months
IDR 100,000, if the membership in PermataMasa DEPAN Berhadiah >= 12 months<br/>Program penalty fees are charged in accordance with Bank regulations
0.50% p.a.
PermataBank has the right to change the interest rate given to the Customer with prior notification from PermataBank following the applicable provisions and laws and regulations before effective changes in interest rates apply
What are the Requirements?
Resident ID Card (e-KTP) for Indonesian citizens. Passport and KIMS, KITAS, resident ID card's foreign citizens, or reference letter for Foreign citizens
Have a fund source account in the form of an individual savings account or individual current account
The minimum age when opening an account is 18 years and there is no maximum age limit
Download PermataMobile X and select PermataMasa DEPAN Berhadiah
General Terms and Conditions
Specific Terms and Conditions
Product and Service Information Summary
List of Program Reward
Latest Update About Our Saving Products
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
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Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.