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Global Card Feature Information

May 16, 2024
2 Minutes

Enjoy the freedom to transact abroad without currency conversion with PermataDebit Plus! Exclusively for PermataBebas/PermataBebas iB account holders, cash withdrawals and purchases abroad are free from currency conversion for 10 foreign currencies.

Global Card Feature Guide
  • The Global Card feature is a new feature of the PermataDebit Plus Card that offers the advantage of currency conversion-free transactions for customers when withdrawing cash and shopping abroad. Transactions made will directly debit the foreign currency wallet in the customer's PermataBebas/PermataBebas iB account according to the foreign currency used in the transaction abroad.
  • The Global Card feature can manage 10 foreign currencies available in the wallet feature within 1 PermataBebas/PermataBebas iB account. Here is the list of foreign currencies that can be managed with the Global Card feature: USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP.
  • The Global Card feature is exclusively available to PermataBebas/PermataBebas iB account holders using the PermataDebit Plus Card with the first 6 digits of 464005 and 471295 (Personal, Preferred, Priority & Private). Before enjoying the Global Card feature, customers must ensure that the debit card used is linked to the PermataBebas/PermataBebas iB account as the primary account.
  • If a customer conducts a transaction in a foreign currency that is not among the 10 currencies managed by the Global Card feature of the Permata Debit Plus Card, the transaction can still be processed by debiting the Rupiah balance in the Customer's PermataBebas/PermataBebas iB account through the currency conversion process.
  • If the balance in the foreign currency wallet of the Customer's PermataBebas/PermataBebas iB account is insufficient to complete the intended transaction, the transaction will be debited from the Rupiah balance in the customer's PermataBebas/PermataBebas iB account through the currency conversion process.
  • To enjoy the Global Card Feature of the PermataDebit Plus Card, Customers can open a PermataBebas/PermataBebas iB account. Information about the features and benefits of the PermataBebas account can be viewed at the following link and the PermataBebas iB account can be viewed at the following link.

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Global Card Features FAQ

Benefits of the Global Card Feature:*

  • Free currency conversion fees for shopping and cash withdrawals abroad in 10 foreign currencies.
  • Free cash withdrawals up to 30 times per month with a minimum balance of IDR 5 mio in your IDR account, or up to 3 times per month from each foreign currency for ATM withdrawals worldwide.
  • 5% PermataPoin up to IDR 500K per month for purchases at gas stations and supermarkets each month, provided you maintain an average balance of at least IDR 5 mio.

*) terms and conditions apply.

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