PermataEDC shall mean a tool used to accept payment transactions using credit cards and/or debit cards as well as to accept payment transactions via Quick Response (QR) system based on the QR Code Indonesia Standards (QRIS).
PT Bank Permata,Tbk
The features* provide in PermataEDC are as follows:
*) The features in Permata EDC are provided according to merchant needs and bank policies.
Matters that must be considered by Merchants related to the use of PermataEDC, because it can provide the following risks for the Merchants:
PermataEDC is only intended for a PermataBank customer who has been approved to become a Merchant, both individuals and institutions.
Requirements to become a Merchant:
PERUSAHAAN | INDIVIDUAL/PERORANGAN |
---|---|
Fotokopi KTP | Fotokopi KTP |
Fotokopi NPWP | Fotokopi NPWP |
Fotokopi SIUP | Fotokopi SIUP/Surat Sewa yang masih berlaku |
Fotokopi Akte Pendirian atau Perubahan terakhirnya | - |
Fotokopi Rekening koran 3 bulan terakhir | Fotokopi Rekening koran 3 bulan terakhir |
Mengisi MDF (aplikasi merchant) dan menandatangani Syarat dan Ketentuan Umum Merchant | Mengisi MDF (aplikasi merchant) dan menandatangani Syarat dan Ketentuan Umum Merchant |
Foto Lokasi Usaha/Pemasangan EDC | Foto Lokasi Usaha/Pemasangan EDC |
*) The collateral funds will be refunded if the agreement has terminate and the device shall be returned to the Bank in good condition
Procedures for Customer Complaints Service:
The Merchants can submit complaints to PermataBank through the following:
EDC Rental Fee: Rp 175.000/month. EDC Collateral Fund: Rp 1.000.000/EDC. MDR Fee:
Transaction Switching | Type of Card | % MDR | Remark |
---|---|---|---|
Visa/Mastercard/others International switching | PermataBank and Other Bank Credit and Debet card | 2% | Negoitable |
Gerbang Pembayaran Nasional (GPN)/domestic switching | PermataBank Debet card | 0.15% |
Determined by Regulator For special MCC: |
Gerbang Pembayaran Nasional (GPN)/domestic switching | Domestic other Bank Debet Card | 1% |
Determined by Regulator For special MCC:
|
QRIS | PermataBank and other Bank/institution QR | 0.7% |
Determined by Regulator For special MCC:
|
Note:
The MDR fee determined by the Regulator may change according to the provisions of the Regulator and will be listed on the Merchant Data Form.
Type of Card | Transaction Amount | % MDR | MDR Amount | Amount Received by Merchant |
---|---|---|---|---|
PermataBank and other Bank Credit Card through International switching | 500,000 | 2% | 10,000 | 490,000 |
PermataBank Debet Card through GPN/domestic switching | 750,000 | 0.15% | 1,125 | 748,875 |
Other Bank Debet Card through GPN/domestic switching | 1,000,000 | 1% | 10,000 | 990,000 |
QR PermataBank and Non PermataBank via QRIS | 300,000 | 0.70% | 2,100 | 297,900 |
For further information, please contact PermataTel at 1500111
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.