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Permata Bebas

Earn Up to IDR 1.5 Mio in Permata Poin

With Permata Bebas, enjoy up to Rp 1.5 mio Permata Poin by shopping at supermarkets and filling up gas. You can use Permata Poins again for shopping with QR Pay Permata ME. More savings on shopping!

Check the terms and conditions below!

Follow These Steps
  • Select the Permata Bebas product, then click "Cart" and enter the promo code PBCB1 in the available promo code field before proceeding with the application.
  • Shop at supermarket or gas station with Permata Debit Plus or QR Pay Permata ME. Don't forget to select your Permata Bebas account as the source account. 
  • Do not forget to keep your minimum balance on your IDR account of IDR 5 mio.
  • Get 20% Permata Poin up to IDR 500K Permata Poin every month for 3 consecutive months from your purchases. Maximum Permata Poin you can earn will be based on your average balance on your Permata Bebas account:
    • Average balance minimum IDR 5 mio can get up to IDR 200K Permata Poin.
    • Average balance minimum IDR 15 mio can get up to IDR 500K Permata Poin.
  • Program periode 1 October - 31 December 2024.
Promo Code : PBCB1
 
Terms and Conditions
  • Program is valid for Customers who have not had any Permata Bank account before the program period.
  • Customer needs to open Permata Bebas account via Permata ME or branch and input promo code PBCB1 during account opening:
    • For Customer who opens the account via Permata ME can input PBCB1 promo code during account opening on Permata ME.
    • For Customer who opens via branch, can get support from branch officer to input promo code PBCB1 in Permata Bebas account. 
  • 20% Permata Poin for every purchase at groceries (supermarket) and gas station merchants can be earned using PermataDebit Plus or QR Pay Permata ME with the registered Permata Bebas as the source account.
  • Valid for Permata ME QR Pay transaction using QR code from merchant via offline with Merchant Presented Mode, or QR code which is shown by Merchant to be scanned by Customer. Not valid for QR Type Customer Persented Mode, whereas Customer shows the QR code to be scanned by Merchant.
  • Permata Poin will be given for 3 consecutive months since account opening months and promo code registration.
  • Minimum average balance on transaction month is IDR 5 mio registered in Permata Bebas IDR account and is used as transaction source account.
  • Minimum Permata Poin per month per Customer is IDR10K Permata Poin and maximum every month per Customer is IDR 500K Permata Poin with terms as per follow:
    • Average balance on IDR account minimum IDR 5 mio can get up to IDR 200K Permata Poin.
    • Average balance on IDR account minimum IDR 15 mio can get up to IDR 500K Permata Poin.
  • One Customer can join this program once.
  • Transaction considered eligible if recorded at Permata Bank system as Purchase category on Groceries & Gasoline Merchant as per merchant category code by VISA. 
  • On the month client get reward of Program Permata Poin 20% Permata Bebas at SPBU and Groceries, client is not eligible to get reward program Permata Poin 5% Permata Bebas at SPBU and Groceries. 
  • Permata Poin will be credited to Customer's Permata ME account with status active the latest at the end of the next month after eligible transaction month. 
  • During the process Permata Poin is credited, if Customer does not have any Permata ME account, then Customer will be considered ineligible and will be disqualified from the program. 
  • Permata Bank has the right to do analysis for transaction reasonableness. If necessary, Permata Bank has the right to ask for transaction receipt from Customer for reward crediting purpose. 
  • If any fraud or abuse indication was found, Permata Bank has the right to delay or hold cashback payment to Customers, and also change or terminate the program with prior notice to Customers at the latest 30 calendar days before implementation. 
  • For more information customers can contact to care@permatabank.co.id, call ttel:1500-111, or Twitter at @Permatacare.
     
Simulation

Simulation 1
New Client Permata Bank open Permata Bebas account on 15 July 2024 and perform registration promo code on July 2024, then client is eligible to get reward on transaction on July 2024, Aug 2024 and Sep 2024. 

Following is total Permata Poin Customer get:

Month Total Transaction on Groceries and Gas Station Permata Bebas Account Average Balance Maximum Permata Poin Total Permata Poin
July 2024 IDR 5 Mio IDR 25.5 Mio IDR 500K 20% x IDR 5 Mio
= IDR 1 Mio
(Cap at IDR 500K)
Aug 2024 IDR 4 Mio IDR 20 Mio IDR 500K 20% x IDR 4 Mio
= IDR 800K
(Cap at IDR 500K)
Sep 2024 IDR 3.5 Mio IDR 2 Mio IDR 500K 20% x IDR 3.5 Mio
= IDR 700K
(Cap at IDR 500K)
  TOTAL PERMATA POIN 1.5 Mio

Simulation 2
New Permata Bank Customer opens Permata Bebas account on 15 July 2024 and registered promo code on August 2024, then Customer is eligible to get Permata Poin on transaction in August 2024 and September 2024. 

Following is total Permata Poin Customer get:

Month Total Transaction on Groceries and SPBU Permata Bebas account average balance Maximum Permata Poin Total Permata Poin
July 2024 2 mio 5.5 mio 200K Customer is not eligible to get reward since promo code is not yet registered
Aug 2024 2 mio 20 mio 500K 20% x 2 mio
= 400K
Sep 2024 1.5 mio 20 mio 500K 20% x 1.5 mio
= 300K
  TOTAL PERMATA POIN 700K

Simulation 3
New Permata Bank Customer open Permata Bebas account on 15 September 2024 and register the promo code on September 2024, then Customer is eligible to get Permata Poin on transaction in September 2024, October 2024 and November 2024.

Following is total Permata Poin Customer get:

Month Total Transaction on Groceries and SPBU Permata Bebas account average balance Maximum Permata Poin Total Permata Poin
September 2024 35K 5.5 mio 200K 20% x 35K
=7K
(due to min reward 10K, Customer will not receive any reward)
October 2024 2 mio 20 mio 500K 20% x 2 mio
= 400K
November 2024 1.5 mio 20 mio 500K 20% x 1.5 mio
= 300K
  TOTAL PERMATA POIN 700K

Simulation 4
New Permata Bank Customer open Permata Bebas account on 14 July 2024 and register the promo code in July 2024, then Customer is eligible to get Permata Poin for transaction in July 2024, August 2024 and September 2024.

Following is total Permata Poin Customer get:

Month Total Transaction on Groceries and SPBU Permata Bebas account average balance Maximum Permata Poin Total Permata Poin
July 2024 1.1 mio 5.5 mio 200K 20% x 1.1 mio
= 220K
(cap 200K)
Aug 2024 2 mio 20 mio 500K 20% x 2 mio
= 400K
Sep 2024 1.5 mio 20 mio 500K 20% x 1.5 mio
= 300K
  PERMATA POIN TOTAL 900K

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