Living cost gets higher and higher? Don't worry because Permata Bebas gives you Permata Poin up to IDR 500K every month.
- Terms and Conditions
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Program Participants:
- Valid for Permata Bebas account owner
- Customer has registered the account to participate in the program. Registration must be conducted via following channel:
- For Customers who open a new Permata Bebas via Permata ME, can input promo code PBCB1 during account opening on Permata ME
- For Customer who open a new Permata Bebas via branch, Customer can ask branch team to register account for program participation.
- For Customer who has already had Permata Bebas account can call Permata Tel at 1500-111 or visit the nearest branch to register the account for this program.
- Registration must be conducted by Customer one time to get Permata Poin at the latest on the transaction month when Customer would like to start getting Permata Poin.
- Example: If Customer would like to get Permata Poin start form transaction at June 2024 and onwards, the registration must be conducted by Customer on 30 June 2024 at the latest
Permata Poin 5% Groceries and Gasoline Transactions:
- Promo period until 31 December 2024.
- Permata Poin 5% EVERYDAY for transactions at groceries (mini/super/hypermarket) and gasoline merchant type using either Permata Debit Plus or QR Pay via Permata ME with promo code registered and Permata Bebas account as source account.
- Transaction QR Pay on Permata ME which is calculated is transaction using QR code retrieved from Merchant via offline at domestic.
- Transction using Permata Debit Plus which is calculated is transaction using EDC maching via offline at domestic.
- Minimum average balance on transaction month is IDR 5 mio on registered Permata Bebas account used for transaction source account.
- Minimum Permata Poin per month per client given is IDR 10K Permata Poin.
- Maximum Cashback per month per customer is IDR 500K with terms and conditions as follows:
Average balance at transaction month Maximum Permata Poin amount Customer can get at transaction month Minimum IDR 5 mio IDR 200K Minimum IDR 15 mio IDR 500K - Transaction considered eligible if recorded at Permata Bank system as Purchase category on Groceries & Gasoline Merchant.
- If Customer (in one GCN) has more than one registered Permata Bebas account or other account considered as other Permata Bebas accounts (Permata Bebas iB/Permata Tabungan Bebas/ Permata Tabungan Bebas iB/ or other product), only one account with highest Groceries & Gasoline transaction accumulation that will be considered eligible. If more than one account have same transaction accumulation, account with highest transaction month average balance that will be considered eligible.
- Program is not eligible for Customer who won Program Bonus Permata Poin 20% Permata Bebas.
- Starting 1 June 2024, the Permata Bebas Gas Station and Groceries Cashback Program will no longer be valid and replaced with the Permata Poin Gas Station and Groceries Permata Bebas Program.
- Permata Poin will be credited to Permata ME account of Customer with active status at the latest at the end of the next month after eligible transaction month.
- If during Permata Poin is credited, client does not have Permata ME account,then Customer will be considered ineligible and disqualified from Program.
- Permata Bank has the right to do analysis for transaction reasonableness. If necessary, Permata Bank has the right to ask for transaction receipt from Customer for cashback crediting purpose.
- If any fraud or abuse indication was found, Permata Bank has the right to delay or hold cashback payment to customers, and also change or terminate the program with prior notice to customers at the latest 30 working days before implementation.
- For more information customers can contact to care@permatabank.co.id or call 1500111 or Twitter at @Permatacare.
- Program Simulation
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Simulation 1
- Customer A maintains average balance in June 2024 minimum IDR 5 mio on promo code registered Permata Bebas account and performs purchase transactions at SPBU and Groceries in June with detail as per table. Thus, Permata Poin earned by Customer is per follow:
Transaction Type Transaction Amount (IDR) Permata Poin (%) Permata Poin amount (IDR) Supermarket Purchase 2.4 mio 5% 120K Fuel/Gasoline 1.6 mio 5% 80K Total 4 mio 200K
Simulation 2
- Customer B maintains average balance in July 2024 minimum IDR 15 mio on promo code registered Permata Bebas account and performs purchase transactions at SPBU and Groceries in July with detail as per table. Thus, Permata Poin earned by Customer is per follow:
Transaction Type Transaction Amount (IDR) Permata Poin (%) Permata Poin amount (IDR) Supermarket Purchase 5.5 mio 5% 275K Fuel/Gasoline 2.7 mio 5% 135K Total 8.2 mio 410K
Simulation 3
- Customer C maintains average balance in August 2024 minimum IDR 4.9 mio on promo code registered Permata Bebas account and performs purchase transactions at SPBU and Groceries in August with detail as per table. Thus, Client is not eligible in August due to average balance <IDR 5 mio.
Transaction Type Transaction Amount (IDR) Supermarket Purchase 3 mio Fuel/Gasoline 2 mio Total 5 mio
Simulation 4
- Customer D maintains average balance in August 2024 minimum IDR 20.3 mio on Permata Bebas account and performs purchase transactions at SPBU and Groceries in August with detail as per table. Customer then performs registration of promo code on Permata Bebas account in September 2024.
- Thus, Client is not eligible at August due to account registration is only perform in September 2024.
Transaction Type Transaction Amount (IDR) Supermarket Purchase 4 mio Fuel/Gasoline 2 mio Total 6 mio - Customer is only eligible to get Permata Poin at transaction performed in September 2024.
Simulation 5
- Customer E maintains average balance in July 2024 minimum IDR 15 mio on promo code registered Permata Bebas account and performs purchase transactions at SPBU and Groceries in August with detail as per table.
Transaction Type Transaction Amount (Rp) Permata Poin (%) Permata Poin amount (Rp) Supermarket Purchase 100K 5% 5K Fuel/Gasoline 0 5% Total 100K 0 - Due to Permata Poin amount is below minimum IDR 10K, hence the Customer is not eligible to get Permata Poin.
- Customer A maintains average balance in June 2024 minimum IDR 5 mio on promo code registered Permata Bebas account and performs purchase transactions at SPBU and Groceries in June with detail as per table. Thus, Permata Poin earned by Customer is per follow:
For further information, we attach the following FAQ.