Lompat ke isi utama

Start The Year by Renovating your House, Is Your Budget Good Enough?

Feb 15, 2023
4 Minutes

When buying a house, some people don’t check thoroughly. It results in them not realizing that some part of the house requires renovation as soon as possible. That’s why you need to prepare an additional budget outside the funding for buying the home. You also need to take into consideration the budget for purchasing the furniture.

So, how big of a budget is needed for renovating a house? Here is how to estimate the budget and find the solution for getting it as soon as possible via PermataKTA from PermataBank!

The Importance of Renovation to Achieve Your Dream Home
When buying a house, you should also prepare to renovate it since it’s essential. It’s because renovating a house might give you the ability to achieve your dream home, thus increasing your productivity. For example, a place built before the pandemic might not have a personal working space. Now, so many jobs can be done or must be done via work from home, also known as WFH.

Getting a job done at your home in an unsuitable environment will interfere with the result, making the outcome of your work not optimal. In the long term, you may lose your job because of that. In addition, some conditions may force you into doing the renovation, such as when you have problems with the supply of water, electricity, ventilation, or other essentials.

How Much Money Do You Need for The Renovation?
Like buying a house, you also need to spare money to renovate your home as you like it. So, how much money is required? The budget estimation depends on what needs to be done. For instance, you can start with whether you want to do a massive makeover or repaint some parts of the houses.

For painting walls, the budget needed starts from IDR 70 thousand per meter, depending on the quality of the paint and the experience of the worker itself. Meanwhile, if you want to do a considerable renovation to add a personal working space, you may need a budget of around IDR 3 million to IDR 4 million per meter. However, that amount of money excludes the fee for the worker, which varies between IDR 100,000 to IDR 200,000 per day.

To be more particular about the budget, some people choose the system of pay-per-project when renovating a house because a pay-per-project type of work may give the client a more definite price and working time. The budget estimation for house renovation using pay-per-project lies around IDR 1 million to IDR 2 million per meter. This budget excludes interior furniture.

Renovate Your Dream House with The Help of PermataKTA!
Since everyone focuses on the budget for buying and renovating a house, many people must remember to spare a budget for purchasing furniture. Even though most of the time, the funding required for furniture could be higher than the budget for renovating it. But you don’t need to worry anymore! PermataKTA is here to help you achieve your dream home, including allowing you a loan for renovating and buying furniture! So, how to apply?

PermataKTA, Can be Done 100% Online with No Hassle via PermataMobile X!
It is easy to apply for PermataKTA since you can do it 100% online using PermataMobile X with no hassle! It’s good for you who are used to getting a job done right from home!

You can also adjust the amount of loan you want to apply for, starting from IDR 5 million to IDR 300 million. It’s good enough for a small renovation or even a big one. Besides, it has a competitive rate starting from 0,88%. Lastly, the payment term is flexible, starting from 6 months up to 5 years, depending on your agreement with PermataBank.

Since it is still early in the year, let’s apply for PermataKTA to achieve your dream house!

Make your dream comes true with PermataBank non-collateral loan


The submission of financing for various types of needs based on Islamic principles up IDR300 million

PermataKTA iB Multiguna

Aspiration for You


Privacy Policy


Terms of Use